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Technology

2020

Buy Your Perfect Mortgage in 5 Steps

Contents

2 min read

About: This animated explainer video is telling about typical mortgage situations. When we hear words "mortgage process" it might be scary for some of us. But there's no need to feel uncomfortable, because you always can call professionals, who's gonna help you with this process.


Video details & Credits:

  • Duration: 120 seconds
  • Format: 2d Character Animation
  • Type: Animated Explainer Video
  • Client: Accord Mortgage (UK)
  • Agency: Clients First (UK)
  • Production: Darvideo Animation Studio | darvideo.tv
  • Timing: 6 weeks

Story: Buying a house can be complex and time consuming. We're here to help make the process smoother and to ensure you find the right mortgage for you. We often get asked “what’s involved”.

Typically, the house buying process looks something like this: Establish your moving costs; find out how much you can borrow; start searching for a property; arrange a viewing; make an offer. In this initial phase, we can help by considering all your options, finding the right mortgage and answering any questions about the buying process.

We’ll get what’s called a “decision in principle” from a mortgage provider so you can start house hunting, knowing how much you can borrow. The next stage usually takes between four and twelve weeks…

The sale will be agreed;

you’ll find a solicitor;

you complete your mortgage application;

your mortgage lender will get a valuation on the house you’re buying;

you begin the conveyancing process;

the seller’s solicitor drafts the contract;

your solicitor will confirm the details of the property;

your solicitor will perform searches;

the lender confirms your mortgage;

insure your new house its contents;

arrange financial protection in case the unexpected happens;

you agree the contract. …

And in this time, we’ll handle all the mortgage paperwork, help find a solicitor, ensure the process runs smoothly and keep you informed every step of the way.

The type of property you’re buying and the number of people in the chain can impact the length of time it takes to complete your purchase. When contracts have been agreed, completion can be instant or take up to four weeks.

Lender confirms your mortgage and issues a mortgage offer; agree your moving dates; exchange contracts; advise everyone of your change of address; move in! We’ll take the headache out of a complex process, allowing you to focus on the joys of homeownership! Drop us a line to find out more.

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